Pick the plan that fits your stage
Three plans built around how your business grows, billed in Nigerian Naira (₦). Every plan starts with a 3-day free trial, and you can cancel anytime.
| Plan | Monthly | Annual (2 months free) |
|---|---|---|
| Starter | ₦5,000 | ₦50,000 |
| Growth | ₦10,000 | ₦100,000 |
| Pro | ₦20,000 | ₦200,000 |
Starter: ₦5,000 per month
Everything to run the basics. Or ₦50,000 per year (two months free).
- Transactions
- Profit & Loss
- Cash Flow
- Budgeting
- Goals
Growth: ₦10,000 per month
For founders ready to scale. Or ₦100,000 per year (two months free).
- Everything in Starter
- Comparisons
- Unit Economics
- Insights & Alerts
- Financial Health Score
- Invite 1 co-founder or accountant
Pro: ₦20,000 per month
Full power for serious operators. Or ₦200,000 per year (two months free).
- Everything in Growth
- Reports & Exports
- Business Valuation
- Pitch Ready
- Sell Your Business
- Invite up to 3 team members
Pricing questions
Is Fincaly free to use?
Fincaly is a paid product with a 3-day free trial, so you can try it with your own numbers before you pay. Plans are billed in Naira (₦): Starter is ₦5,000 a month, Growth is ₦10,000 and Pro is ₦20,000. Annual billing costs ten times the monthly price, so you get two months free. Cancel before the trial ends and you will not be charged.
What is included in the Pro plan?
Starter (₦5,000/month) covers Transactions, Profit & Loss, Cash Flow, Budgeting and Goals. Growth (₦10,000/month) adds Period Comparisons, Unit Economics, Insights & Alerts, the Financial Health score and the ability to invite one co-founder or accountant. Pro (₦20,000/month) adds Reports & Exports, Business Valuation, Pitch Ready, Sell Your Business and up to three invited team members.
Can I switch plans at any time?
Yes. You can upgrade or downgrade from Settings → Billing. A change within your current billing cycle applies straight away, with any price difference settled automatically. Switching between monthly and annual billing takes effect at your next renewal.
Is there a free trial for the Pro plan?
Yes. Every plan starts with a 3-day free trial when you sign up from the pricing page. A payment card is needed to start the trial, and you can cancel at any time before it ends without being charged.
Do you offer discounts for annual billing?
Yes. Annual billing costs ten times the monthly price, which saves you the equivalent of 2 months: Starter ₦50,000, Growth ₦100,000 or Pro ₦200,000 a year (monthly is ₦5,000, ₦10,000 and ₦20,000). You can choose your billing cycle when you pick a plan.
What payment methods do you accept?
Payments are processed securely in Naira by our payment partner, Bachs. The payment methods available to you are shown at checkout, and Fincaly never stores your card details.
Will I be charged automatically when my trial ends?
Yes. Your card is saved when you start the 3-day trial, and your first payment is taken automatically when it ends unless you cancel before then. You can cancel at any time from Settings → Billing.
How do I cancel my subscription?
You can cancel your subscription at any time from the Billing section in your account settings. There are no cancellation fees. Your access continues until the end of your current billing period.
Can I get a refund?
Refunds are handled under our Refund and Cancellation Policy. Subscription fees are generally not refunded for unused time in a billing period, but if you believe you were charged in error, email hello@fincaly.com and we will look into it.