Fincaly

Understand Your Numbers, Grow Your Business

Fincaly helps small and medium businesses in Nigeria and across Africa track income, expenses, profit and loss and cash flow in Naira, compare periods, and grow profit.

See pricing · Explore features · About Fincaly

What you can do with Fincaly

  • Profit & Loss Tracking: See your monthly and annual profit and loss in clear numbers and percentages.
  • Period Comparisons: Compare any two months or years side by side (e.g. June 2024 vs June 2025).
  • Insights & Alerts: Get notified about revenue drops, expense spikes, and growth milestones.
  • Visual Reports: Generate PDF and Excel reports for sharing or tax preparation.
  • Goal Setting: Set profit targets and track progress with visual milestones.
  • Transaction Logs: Log, filter, and categorize every income and expense effortlessly.

How it works

  1. Create Your Account: Sign up in minutes and set up your business profile.
  2. Log Your Transactions: Add your income and expenses by category and date.
  3. Track, Compare & Grow: View your profit trends, compare periods, and act on insights.

Pricing in Naira

Starter: ₦5,000 per month

Everything to run the basics. Or ₦50,000 per year (two months free).

  • Transactions
  • Profit & Loss
  • Cash Flow
  • Budgeting
  • Goals

Growth: ₦10,000 per month

For founders ready to scale. Or ₦100,000 per year (two months free).

  • Everything in Starter
  • Comparisons
  • Unit Economics
  • Insights & Alerts
  • Financial Health Score
  • Invite 1 co-founder or accountant

Pro: ₦20,000 per month

Full power for serious operators. Or ₦200,000 per year (two months free).

  • Everything in Growth
  • Reports & Exports
  • Business Valuation
  • Pitch Ready
  • Sell Your Business
  • Invite up to 3 team members

Compare plans

Frequently asked questions

What is Fincaly and who is it for?

Fincaly is a financial tracking software built specifically for small and medium business owners. Whether you run a retail shop, a service business, or anything in between — if you want to understand your numbers, track your profit and loss, and make smarter financial decisions without needing an accountant, Fincaly is built for you.

Is Fincaly free to use?

Fincaly is a paid product. You pay when you subscribe, and you can cancel at any time. Plans are billed in Naira (₦): Starter is ₦5,000 a month, Growth is ₦10,000 and Pro is ₦20,000. Annual billing costs ten times the monthly price, so you get two months free.

Is there a free trial?

No. Fincaly does not have a free trial: you choose a plan on the pricing page and pay when you subscribe. Plans start at ₦5,000 a month, and you can cancel at any time from Settings → Billing so you are not charged again.

How do I cancel my subscription?

You can cancel your subscription at any time from the Billing section in your account settings. There are no cancellation fees. Your access continues until the end of your current billing period.

What reports can I generate on Fincaly?

Fincaly lets you generate Monthly P&L Reports, Annual Summary Reports, Unit Economics Reports, Financial Health Reports, and Investor Summary PDFs. All reports can be exported as PDF or Excel files.

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